Getting rid of debt is a HUGE help.

I can never understand being bored without work - that's pretty much why my Mother-in-Law works, because she gets bored otherwise (and she likes having the extra money, that doesn't hurt, but she could get by without if she wanted to). I have so many other things I'd rather do than work, even if those things are sometimes just taking more naps and reading more books, I can't really grok wanting a job to keep busy.