multipurposegoddess: (Default)
multipurposegoddess ([personal profile] multipurposegoddess) wrote2011-01-31 03:32 pm
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Putting a Fork in the Insurance Saga

Well, I got the letter from Prudential. Apparently, H didn't disclose his stay at New Bridge when he applied for the extra coverage. Which I can see him doing. I mean, we weren't supposed to actually USE that policy. I don't understand why it took them 4 months to decide that that meant they weren't going to pay me, but whatever, I don't think I have any grounds for an appeal. They're argument is that they would have not accepted his application for coverage if that had been disclosed, I can't really say that they would have.

Oh, well.

The good thing to come out of this is that for a day or so there I was convinced that I would not be able to hold onto my house (that is not the case, at least not in any immediate sense) and it was really upsetting. I want to see the orange tree we planted together the first Tu B'Shvat after we moved in grow to full size and eat many oranges off of it. I want to be able to look up at the garage door opener while I'm doing laundry and remember the afternoon we spent installing it. I want to keep the fridge he insisted we get in the space it only fits in because we spent a whole day chipping brick facade off the wall. I want to keep looking at the pale spots on the bathroom walls where he got a little impatient with the second coat of paint and waffle about whether I'll touch them up or not.

We moved so many times - nine addresses in the ten years before we bought this house - so it's a little surprising to me that I so don't want to move now. But I don't. This is our house and I want to stay. And I should be able to. Even using my nest egg for all my expenses, I should be fine for at least another year or two, and if I can get a job that covers all my expenses besides the mortgage, I'll be good for 6 years or more.  That seems doable. 

So that's Future Tamara's problem, hopefully she'll have more possibilities and resources available to her than I can imagine now.
fatoudust: "expectations" Hiro looking at the samurai suit (expectations)

[personal profile] fatoudust 2011-02-01 02:39 am (UTC)(link)
Oh, that is sad. But I'm kinda glad you had the forewarning to start to deal with it, and I'm very glad that you were able to look at your resources and know that you can stay.

Future Tamara indeed can deal with it, and you don't have to right now, and that's good. And at least that part of the wrangling is over.