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Putting a Fork in the Insurance Saga
Jan. 31st, 2011 03:32 pmWell, I got the letter from Prudential. Apparently, H didn't disclose his stay at New Bridge when he applied for the extra coverage. Which I can see him doing. I mean, we weren't supposed to actually USE that policy. I don't understand why it took them 4 months to decide that that meant they weren't going to pay me, but whatever, I don't think I have any grounds for an appeal. They're argument is that they would have not accepted his application for coverage if that had been disclosed, I can't really say that they would have.
Oh, well.
The good thing to come out of this is that for a day or so there I was convinced that I would not be able to hold onto my house (that is not the case, at least not in any immediate sense) and it was really upsetting. I want to see the orange tree we planted together the first Tu B'Shvat after we moved in grow to full size and eat many oranges off of it. I want to be able to look up at the garage door opener while I'm doing laundry and remember the afternoon we spent installing it. I want to keep the fridge he insisted we get in the space it only fits in because we spent a whole day chipping brick facade off the wall. I want to keep looking at the pale spots on the bathroom walls where he got a little impatient with the second coat of paint and waffle about whether I'll touch them up or not.
We moved so many times - nine addresses in the ten years before we bought this house - so it's a little surprising to me that I so don't want to move now. But I don't. This is our house and I want to stay. And I should be able to. Even using my nest egg for all my expenses, I should be fine for at least another year or two, and if I can get a job that covers all my expenses besides the mortgage, I'll be good for 6 years or more. That seems doable.
So that's Future Tamara's problem, hopefully she'll have more possibilities and resources available to her than I can imagine now.
Oh, well.
The good thing to come out of this is that for a day or so there I was convinced that I would not be able to hold onto my house (that is not the case, at least not in any immediate sense) and it was really upsetting. I want to see the orange tree we planted together the first Tu B'Shvat after we moved in grow to full size and eat many oranges off of it. I want to be able to look up at the garage door opener while I'm doing laundry and remember the afternoon we spent installing it. I want to keep the fridge he insisted we get in the space it only fits in because we spent a whole day chipping brick facade off the wall. I want to keep looking at the pale spots on the bathroom walls where he got a little impatient with the second coat of paint and waffle about whether I'll touch them up or not.
We moved so many times - nine addresses in the ten years before we bought this house - so it's a little surprising to me that I so don't want to move now. But I don't. This is our house and I want to stay. And I should be able to. Even using my nest egg for all my expenses, I should be fine for at least another year or two, and if I can get a job that covers all my expenses besides the mortgage, I'll be good for 6 years or more. That seems doable.
So that's Future Tamara's problem, hopefully she'll have more possibilities and resources available to her than I can imagine now.
